Use adverse action letters to inform people that they have been denied credit, employment, insurance, or other benefits based upon information in a credit report. Mail Type Letter Use Case Customer Communications Additional Details Customize the letter template with your personalized artwork, messaging, and contact information.. .
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According to the Federal Trade Commission, an adverse action notice can be oral, written or electronic. It must include information about the credit bureau used, an explanation of the specific reasons for the adverse action, a notice of the consumer's right to a free credit report and to dispute its accuracy and the consumer's credit score.
Adverse Action Letter (Letter After Failed Background Check) If a candidate has failed the background check, here’s a template you can use to write an adverse action letter. Dear [Candidate], We are writing to inform you that at the moment, we could not offer you a position in this company..